What sort of protection/coverage does a travel insurance covers you? Some of the coverage that you should expect is as below:
- Personal Accident
- Medical Expenses
- Loss of Luggage & Personal Effect
- Loss of Travel Documents
- Baggage Delay
- Travel Delay
- Missed Departure
- Flight Overbooked
- Hijack Inconvenience
- Travel Cancellation
- Loss of Money/ Valuables
….and other types of coverage as well.
Here are other examples that might NOT be covered in travel insurance:
- Declared or undeclared war or any act of war, invasion, act of foreign enemy, and other war terms
- Loss or destruction of goods due to radiation
- Suicide/Self harm/ or any intentional acts by the insured person that provoked homicide or assault personnel or military personnel of any country or international authority, whether full-time service or as a volunteer
- The Insured Person engaging in, practising for or taking part in training in any speed contest, any professional competition or sports, and participating in Hazardous adventure
For more information on the inclusions & exclusions of travel insurance coverage, contact your travel agent.